An appraisal gap occurs when the buyer’s lender appraises your home below the agreed contract price. The lender will only loan against the appraised value — so if your home is under contract at $650,000 but appraises at $620,000, there’s a $30,000 gap. The buyer can’t simply borrow the extra $30,000. In this situation, sellers…
NAR’s 2025 staging report found staged homes sell 73% faster than non-staged homes. In Denver’s current market with homes averaging 53-74 days on market, cutting that time in half has real financial value — every month your home sits costs you mortgage payments, taxes, insurance, and carrying costs. Full professional staging ($1,500-$4,000 for a typical…
Spring (March-May) is historically the most active selling season in Denver — buyer demand peaks, inventory is still building, and homes show well with longer daylight and landscaping in bloom. Per DMAR historical data, April and May consistently produce the highest median sale prices and shortest days on market of any months. That said, the…
A seller’s net sheet is a one-page estimate your agent prepares showing exactly what you’ll walk away with after the sale. It starts with the expected sale price, then subtracts: your remaining mortgage payoff balance, agent commissions, title insurance and closing fees, prorated property taxes, any seller concessions you’re offering toward buyer closing costs, and…
Colorado requires sellers to complete a Seller’s Property Disclosure (SPD) — a standardized form covering known material defects in the property. This includes: structural issues (foundation movement, roof condition), water intrusion or flood history, HVAC and mechanical system condition, plumbing and electrical issues, environmental hazards (radon, asbestos, lead paint in pre-1978 homes), HOA disputes or…