Colorado requires sellers to complete a Seller’s Property Disclosure (SPD) — a standardized form covering known material defects in the property. This includes: structural issues (foundation movement, roof condition), water intrusion or flood history, HVAC and mechanical system condition, plumbing and electrical issues, environmental hazards (radon, asbestos, lead paint in pre-1978 homes), HOA disputes or pending assessments, and any past insurance claims.
Colorado is a “buyer beware” state, but sellers who knowingly conceal material defects face serious legal liability. The SPD doesn’t require you to get an inspection — it covers what you know. If you’re aware of foundation movement, past flooding, or a leaky roof, those must be disclosed. Undisclosed defects discovered after closing are the most common source of real estate litigation in Colorado. Disclose everything and let the buyer’s inspection process do its job.