A seller’s net sheet is a one-page estimate your agent prepares showing exactly what you’ll walk away with after the sale. It starts with the expected sale price, then subtracts: your remaining mortgage payoff balance, agent commissions, title insurance and closing fees, prorated property taxes, any seller concessions you’re offering toward buyer closing costs, and any pre-agreed repair credits.
The result is your estimated net proceeds — the actual cash you’ll receive at closing. Always ask for a net sheet at three different price points (e.g., list price, 2% below, 3% below) before you list. Knowing your bottom line in advance means you can negotiate from strength rather than panic when a buyer comes in below asking. Per DMAR, the current list-to-sale ratio is 97.9% — factoring in a realistic sale price from the start is more useful than anchoring to your list price.